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Frank has a unique blend of skills and experience enabling him to create significant financial strategies for his clients, helping them to lead fuller more enriched lives. He has been serving hundreds of clients in personal financial planning and advisory services for over 26 years. (Refer to his website at www.thirdthousand.com for further info.)

Sensitive Financial Services
Frank has developed a process called “Sensitive Financial Services,” which is more sensitive to the needs and goals of clients and their particular profile than traditional financial planning, usually yielding better results, . Frank’s process is:
(a) holistic because it involves an integration of the many financial-related disciplines into a interrelated whole
(b) value-based because it focuses on providing real value to clients (With “ideasmoney financial planning,” Frank and associates, including CPAs, develop creative financial strategies, with the providers and the clients sharing in the “extra money created,” and
(c) often very personal because it deals with family relationships, empowerment and money issues often not addressed sufficiently by other financial service organizations.

Background in financial services
Frank’s skills and experience in financial services is deep and broad, including:
(a) Personal Financial Specialist (PFS), a special accreditation by the American Institute of CPAs after passing a special examination and demonstrating certain requisite experience and expertise
(b) Certified Public Accountant (CPA) since 1974. CPA with PriceWaterhouse & Co. from 1971 to 1977, supervising engagements with many large and mid-sized clients including IBM, Bessemer financial companies and banks, National Bulk Carriers, Seatrain, Chemical Construction Corporation and scores of others.
(c) Registered Representative at FSC Securities Corporation, Member NASD and SIPC (owned by the very large financial services company Sun America, which in turn is owned by AIG) since 1988. From 1984 to 1988, Frank was with the White Plains, NY office of Prudential Securities.
(d) Licensed insurance agent representing scores of insurance companies since 1984 and
(e) Accredited Estate Planner, and
(f) Manager of several of his own small businesses, where he enhanced his ability to think creatively and develop significant money-making financial strategies for clients, especially business owners and professionals.

Involvement in the financial services community
Frank has a high profile in the financial services community and an extensive network of contacts. He is a past board director of the Westchester Chapter of the NY Society of CPAs and of the Estate Planning Council of Westchester. He continues involvement with those organizations through various committees. He has been a member in good standing of the AICPA and the NYS Society of CPAs since 1974. Frank is a Personal Financial Specialist, accredited by the AICPA and an Accredited Estate Planner of the National Association of Estate Planners & Councils. He is a frequent speaker and writes and edits for industry publications and websites, and he has hosted radio shows and cable TV shows on financial topics.

Other community involvement
Frank is active in serving his community through (a) SeniorMusings, including a radio show and internet website featuring seniors who share themselves through their stories of life experiences, poetry, other writings, songs and other means of self expression and (b) various activities of the church parish in which he is an active member.

Personal
Frank lives with his wife and daughter in New Rochelle, New York. In addition to the endeavors mentioned above, Frank enjoys creative writing, music, collecting information and inventing. Frank graduated from Iona College, BBA, cum laude in 1971.

More detailed business biography of

Frank Sisco, CPA, PFS

Frank Sisco, CPA, PFS
550 Mamaroneck Avenue, Suite 103, Harrison, NY 10528
Tel - 914.381.3737, Fax - 914.698.5335
Email - ideasmoney@aol.com, Website - www.thirdthousand.com

Provided extensive financial services to hundreds of individuals and small businesses, with an emphasis on attaining greater wealth and profits, time efficiencies, cost savings, etc., while guiding them strategically for better fulfillment of personal goals and objectives of the enterprises. Services have included personal financial planning, financial analysis, accounting, tax, investment planning, securities transactions, various types of insurance, retirement planning, debt restructuring, raising capital, estate planning, preparation of financial statements, budgets and business plans, and various related activities.

1977 - present - Frank Sisco, CPA, PFS, 550 Mamaroneck Avenue, Suite 103, Harrison, NY 10528
Financial Management Corporation (FMC), (a registered investment advisory firm) - Advised hundreds of clients who are individuals and small businesses on how to best achieve their goals and become better fulfilled, financially and in their lives, by using (a) "Sensitive Financial Services" (a holistic, personalized approach emphasizing life goals, family relationships and careful risk evaluation) and (b) "IdeasMoney" planning (a value-oriented approach focused on financial strategies which create extra money, quantifying it, and sharing it between providers and client. Organization has varied from one person to six over the years. Investment planning work has included allocation advice and selection of appropriate investments, and continual monitoring. See www.thirdthousand.com for more info on services.

FSC Securities Corporation (8/1991 to present) (a broker/dealer headquartered in Atlanta, GA that is a sub of Sun America) - Advised clients on various securities and insurance products and services, and helped in the related transactions, including the set up of estate plans, retirement plans, trusts, and monitored all accounts.

Frank Sisco, CPA (active CPA doing business in NY primarily) - Provided businesses and individuals with traditional services of accounting and tax (including preparation of financial statements, audits, internal control reviews, business consulting,) and more in-depth services for some clients as acting CFO (such as strategic planning, cash flow management, restructuring)

1984 - 1988 - Prudential Securities, 50 Main Street, White Plains, NY
As registered representative, served clients and acquired detailed practical knowledge of all types of securities, including mutual funds, annuities, stocks, bonds, CDs, convertibles, partnerships, life insurance, options, specialty investments, etc. and the related strategies for using them. In first 12 months, opened 250 accounts and made $100K of net commission revenue. Active member of task force to bridge cultures of securities reps and insurance agents.

1971 - 1977 - Price Waterhouse & Co., 60 Broad St., NY, NY
As CPA and auditor for PW, served several large clients in auditing, accounting, financial and tax matters. As acting manager, led teams of auditors on several engagements including Bessemer Group of financial companies (reporting to James Schiro who became Chairman of PW), including banks in NY, NJ and FL and a NY securities company. As senior, supervised audits of a construction firm with major projects nationally and in Algeria, requiring onsite evaluation of projects’ costs and profitability, including analysis of engineering work and procurement. Other key clients included IBM, National Bulk Carriers, and Seatrain.

Related noteworthy matters:
- Accredited as Personal Financial Specialist (PFS) by the American Institute of CPAs (1999)
- Accredited Estate Planner by the National Association of Estate Planners and Councils (1998)
- Licensed in many states for life insurance, health insurance, annuities (fixed and variable) (1984 - present)
- Licensed as a Certified Public Accountant in NY (1974)
- Established Financial Management Corporation, a registered investment advisor and filed Form ADV with SEC in 1996.
- Securities licenses - In 1984 - Series 7, Series 63, and in 1997 - Series 65.
- Wrote many articles for publications and websites (including articles on choosing the right CPA, Sensitive Financial Services, credit cards, IRAs, and investment planning. One article has been used in its entirety as Appendix A in book "So You Want To Be A Financial Planner," by Nancy Jones, CFP, published in 9/2001)

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Page 2 of resume

Frank Sisco, CPA, PFS
Page 2

- Created interactive data base of financial strategies, now posted on website (www.cpadirectory.com. - XtraMoney Financial Strategies)
- Hosted many cable TV shows and radio shows on financial topics. Guest on several shows.
- Speaker at many financial conferences and seminars (over 50) on diverse financial topics.
- Active in several financial organizations. Past board member of Westchester Chapter of NYS Society of CPAs and of Estate Planning Council of Westchester County, Inc. Active in several committees through years, including as cochairman of Personal Financial Planning committee. Member of AICPA and NYSSCPA since 1974.
- Developed own financial services website (www.thirdthousand.com) using Adobe PageMill and used it effectively in business.
- Created and updated daily a comprehensive data base of clients, prospects, and associates numbering over 3,300 individuals and businesses.

Other Business Endeavors

Created new methods of doing business and other intellectual property, and implemented several including the following:

2000 - 2001 - Seniormusings.com
Created website for hundreds of writings by seniors and about seniors, enabling (a) their easier sharing of thoughts and feelings with loved ones and the world and (b) a way to record memories. Developed one-hour radio format and produced 16 shows, on each show up to 10 seniors shared their stories, poems, songs, etc. Sponsored two community talent shows.

1992 - Board game called Rummikub 500, made by Pressman Toy Corporation, NY, NY
Co-invented (with Larry Greenberg) board game, which combined elements of 500 Rummy card game and Scrabble, in innovative way. Won Family Game of the Year per 10/1992 Games Magazine. Sold over 40,000 units in 1992.

1985 - 1989 - Video captioning method called Captionized Video
Invented a method to present song lyrics onto video tape so that the lyrics wiped on the screen in perfect synchronization with the words of a song. Helpful for difficult-to-understand popular songs, especially in hearing-impaired community. Worked closely with video editing firm. Obtained advance from Florida TV company to use as a alternative to MTV. Forerunner of karaoke systems.

1977 - 1983 - Sisco Kid Company, New Rochelle, NY and Mt. Vernon, NY
Purchased existing discount toy store in New Rochelle (4,800 sq. ft.) and transformed it to inviting store which sold toys in a playful try-and-buy atmosphere and sold baby products (cribs, carriages, etc) in tune with identified trends of the second baby boom. Obtained city and state grants for facade improvement. Obtained loans. Developed all marketing plans and community-related activities. Opened second store within 2 years.

Personal and Other

 

Education - Iona College, BBA cum laude, major - accounting (with special award from faculty); See above for financial certificates for which continuing professional education credits have been maintained.

Computer skills - Windows and Mac operating systems, proficient with most popular software programs, have used personal computers daily since 1982. Created and maintained websites and data bases as per above.

Family - Reside with wife (28 years married) and daughter in New Rochelle, NY

Interests - Creative writing, music, inventing, collecting information, community activities.

 # 1. North on Hutchinson River Pkwy, Exit 23S (Mamaroneck Ave - Mamaroneck), Right at end of exit ramp onto Mamaroneck Ave., at third traffic light (about 600 feet) make left into parking lot of #550 office building)

# 2. North on I 95 (New England Thruway) to Exit 18B (Mamaroneck Ave.,White Plains), right onto Mamaroneck Ave., about 2 miles, past #500 building, make right into parking lot of #550 office building)

# 3 - South on Hutchinson River Pkwy, Exit 23S (Mamaroneck Ave - Mamaroneck), Right at end of exit ramp onto Mamaroneck Ave., at third traffic light (about 600 feet) make left into parking lot of #550 office building)

 

# 4- South on I 95 (New England Thruway) to Exit ___ (Mamaroneck Ave.,White Plains), right onto Mamaroneck Ave., about 2 miles, past #500 building, make right into parking lot of #550 office building)

# 5- West on I 287 (Cross Westchester Expressway) to Hutchinson River Pkwy - South or I 95- South and then follow # 3 or # 4 above.

# 6 - East on I 287 (Cross Westchester Expressway) to Hutchinson River Pkwy - South or I 95- South and then follow # 3 or # 4 above.

 

# 7 - East on Cross County Pkwy to Hutchinson River Pkwy - North and then follow # 1 above.

# 2 - East on I 287 (Cross Westchester Expressway) to I 95- South and then follow # 2.