Life and Money.com

Market info that changes daily or weekly:

(This info is no longer updated because other websites such as yahoo.com, bloomberg.com, wsjmarkets.com, etc. present more comprehensive info, on a very timely basis.)

Any investment-related market information on this website is given merely as examples or to illustrate a point, an idea or an interrelationship with other data, and are not offers. Furthermore, this data is not current and should not be in any way relied upon.

Snapshot of sample investment rates and yields at 10/11/2004: (click to get to pertinent page)

	Up to One-year	5 years	10 years
Money market funds	Taxable govt 1.10- taxable-1.29% Tax-free-0.97%
Treasuries	3mos1.44%, 1 yr.-1.78%	3.1%	4.59%
CDs	3 mos-1.70%, 1 yr-2.50%	3.90%	7 yr - 4.15%
Inflation Indexed Treasuries		1.21%	2.03%
Fixed-annuities		3.75% USG MaxGuarantee - over $250K) (3.50% for $50K-$249K)	5.20% USG MaxGuarantee - over $250K) (4.95% for $50K-$249K)
Tax-free bonds (AAA insured)		3.12%	4.01%

Snapshot of key stock market data: (click here to get to the detailed page) at closing on10/8/04

	Index closing value	Year-to-date percentage change	Last 52 weeks percentage change	Index closing value on Monday 9/10/2001
Dow Jones Industrial Average	10,055.20	down 3.81%	up 3.93%	9,605.51
S&P 500 -Composite	1,122.14	up 0.92 %	up 8.10%	1,092.54
Nasdaq - Composite	1,919.97	down 4.16%	up 0.24%	1,695.38

* Marketplace data and Interest rates on various investments including bank CDs and bonds (government, corporate and tax-free) *

"Equity-Linked CDs" which provide returns based on certain stock market indexes, but with the guarantee of principal.

*Fixed-rate annuity rates

* Tax-free bonds

* TIPS - Treasury Inflation Protection Securities

* Mortgage rates (and sample home prices) of Westchester NY area

Protect your investments - now!

* Un-Modern Portfolio Theory in the Face of Terror

* How certain variable annuities can protect principal

* Chart showing a sample of a protective feature, called The Living Benefit, which can protect principal even with money invested in stock market-related investments.

* Per The Journal News, 6/19/2002, page 1A - "Threat of attack hangs over investors"

* Possible effects on the stock market resulting from 9/11/2001 attack (Sell? Hold?)

* How to take advantage of market volatility by rebalancing between a money market fund and a stock index fund. Strategy can reduce exposure to the stock maret, and can earn additional percentages. Statisical studies were done and are as follows:

1929 - 1939

1966 - 1991

1997 - June 2002

Quarterly Statistics for Dow Jones Industrial Average for 1996 thru 6/30/2003

Quarterly Statistics for Dow Jones Industrial Average for 2001 thru 9/30/2004

Monthly Statistics for Dow Jones Industrial Average for 2001 through 2/2004

Please note that Financial Management Corporation and Frank Sisco, CPA, PFS are entities separate from Walnut Street Securities, Inc. , member NASD and SIPC.

Walnut Street Securities, Inc. does not offer tax or legal advice.

Walnut Street Securities, Inc. branch office is located at 30 Mill Road, New Rochelle, NY 10804 (Tel - 914.740.4422)