Many investors should not be invested in the stock market.

The three steps of a plan to retire soon - (1) take stock (2) create a new path and (3) empower.. -part 2.

Developing a plan to retire in the next year or so can invigorate one's life, and signficanlty help to reset priorities of time and money. -part 1.

Adriano Fernandes , real estate agent in Hastings-on-Hudson, NY, discusses, in a video interview, the real estate market in Westchester County, NY and the benefits of referrals in building business..

Scott Pollack, piano teacher in homes, primarily in Westchester County, NY, discusses, in a video interview, the key aspects of his profession.

Sometimes, a reverse mortgage can save a home from foreclosure and resolve a difficult financial situation, and heal a family rift at the same time.

In starting a new year, try cleaning out your physical closets and your mental closets, to help you to reflect and to reorganize your priorities.

Severe chest pain led me to the hospital, where i met 3 men who had life lessons causing me to reflect on my own life, its purpose and its preciousness. Silver linings.

Four suggestions for taking part in the trend of greater giving are: 1. Give things that cost little or nothing but have lots of value. 2.   Engage people in their own giving. 3.   Give first, reimburse later. 4.   Look deeper for the gifts being received.

Here are six simple strategies that can be taken prior to December 31st to reduce this year's tax bill. (Condensed from #104)

Being an "early adopter" has more advantages than disadvantages.

Here are s x simple strategies that can be taken prior to December 31st to reduce this year's tax bill.

Competition is heating up for the iPhone. A metaphor of a little black dress is used to illustrate certain trends and factors about competition.

Some businesses are fortunate to create beauty, have beautiful people as employees and customers, and do beautiful business - on the outside and on the inside. Salon Atelier is one such business and recently celebratd its 10th anniversary.

Music has tripled in my life due to the iPhone. It's back to being a pervasive part of my every day.    I think it's because (1) I always have the iPhone with me and thus music is always available (2) the ability to tap into music is so easy and (3) there are temptations from all directions.  

Convergence, if happening in your life, can result in many daily activities, even those that are not apparently related, having strong connections, making the whole greater than the sum of the parts, leading to important effects on your life and money.

Webapps are small specialized software applications that show up well on the 3.5 inch screen, such as fun games, movie schedules and reviews, multilanguage dictionaries, and photo-sharing sites.

While gathering papers for certain estate planning for my parents, I found precious photos and documents related to my father's service in the Navy during World War II. (Condensed from #97)

While gathering papers for certain estate planning for my parents, I found precious photos and documents related to my father's service in the Navy during World War II.

While driving, I find myself using my iPhone strapped to my left forearm, to not only talk but also to check my virtual voicemail, my emails and even internet webpages. I know I need to kick the escalating habit. (Some satire included).

There are two worksheets that I call Financial Snapshots, which I've found to be very helpful when making personal financial decisions for my family and for my clients. The first is the Financial Snapshot of Assets and Liabilities and the second is the Financial Snapshot of Cash Flows. Examples are given.

Now that I'm an iPhone Tapper, I'm spreading the word and enrolling other people in buying this amazing device, including my daughter Kelly. The column also includes a reader's question, clips from the news, and a tip.

Now that I'm an iPhone Tapper, I'm spreading the word and enrolling other people in buying this amazing device, including my daughter Kelly. The column also includes and reader's question, clips from the news, and a tip.

Before we can set upon a new path, we often must give up the "collections" that block us, as Kelly "uncollected" her unique collection of over 400 discarded bottles and cans to make way for a new beginning toward more responsibility and independence and to reapair a relationship.

The iPhone's multi-touch screen requires you to "tap" on it your choices, commands, numbers etc. and by doing so you 'tap" into a wide world of other people, communications, data, video, music and on and on. You'll feel like you are "tap" dancing through life - it's that free and easy. Here are some tidbits about how to get started after you buy the phone, now only $400 - a great value for what it can do for your life.

Most investors who may need access to their money should stay with investments that guaranteed principal, especially because a declining stock market cycle can persist for several years. (Studies cited).

Most investors who may need access to their money should stay with investments that guaranteed principal, especially because a declining stock market cycle can persist for several years.

The Apple iPhone is both a tool to save time and make money but also a toy to use up time and money. It's okay as long as communication is improved and deepened in the process.

Guidelines before and while you use arguably the most signficant consumer product in the last twenty years, including ways to maximize the personalization and socialization aspects.

Going to an out-of-town business conference for a few days can be as refreshing, stimulating and as much fun as a regular vacation, especially if you need a reenergizing break.

I think faith and a belief in prayers being answered, coupled with a belief that God often works through people as God's agent in effecting change, can lead to a better life, especially in helping to fit together the often disparate pieces of one's life into a beautiful appreciated puzzle, one with meaning, purpose and potential.   And from this new, or renewed, better state of being, "magic" can then happen. Even answers to requests related to finances. Put another way, you can put more money and more God into your life by sharing yourself with others.